Every purchase has been smooth and quick. Call 833-273-3682 | Email info@credova.com | Visit www.credova.com Review the Credova Privacy Policy found at www.credova.com/privacypolicy. Total amount raised across all funding rounds, Total number of Crunchbase contacts associated with this organization, Total number of employee profiles an organization has on Crunchbase, Total number of organizations similar to the given organization, Descriptive keyword for an Organization (e.g. Made getting what I wanted so much easier. Call 833-273-3682 | Email info@credova.com | Visit www.credova.com Features APPROVALS IN SECONDS Apply online 24/7 for financing approvals in seconds. I encountered Credova by shopping on Guns.com. The set up and approval was easy. Were sorry to hear that your experience with us was less than desired, but if there is anything we can improve don't hesitate to reach out to us at info@credova.com.-Team Credova. I can truly appreciate what they do and while the APR is high, which is understandable, you have 90 days to pay it off or you can let it go for the life of the loan. Credova considers all credit types in the approval processs and some financing providers accept bad credit, it entirely depends on the financing provider. View contacts for Credova to access new leads and connect with decision-makers. I gave Credova a 3.99 with hopes it could have been more. It means a lot to our team to read that you've used our service three times now. We can be reached at 833-273-3682. Rainier Arms on Instagram Hi there,Thank you for taking the time to write this thoughtful review. Needed assistance switching merchants upon completion of first purchase attempt; item was not exactly what I needed from first merchant. Depending on the type of financing selected, you may be required to complete your first payment at the time of signature whereas other financing products will not require a payment for at least 30 days. We're reachable at 833-273-3682 or via email at info@credova.com. Reviews like this keep us coming back to work everyday! For the best experience on our site, be sure to turn on Javascript in your browser. It feels good to know the process was seamless and straightforward for you, and we plan to keep it that way! Payments are required at minimum once a month on your scheduled due date. It means a lot to our team to read that you've used our service three times now. . Enter and verify your phone number. Also, with Buds, you get the cash discount price when you use Credova financing. Kep in mind, there is no hard credit inquiry, so applying wont affect your credit. Rate and information provided are subject to underwriting guidelines and applicants creditworthiness as established by their credit profile. Daily 6AM . WILL NEVER DO ANY BUSINESS WITH MONTEREY FINANCIAL AGAIN. Hi Amy, We're so glad you chose Credova as your buy now, pay later provider. Each time I called Credova, the agent was friendly, knowledgeable, and helpful. Hi Ian, Thanks for taking the time to write us here. However, payments over the phone or online will always incur a $10 charge. We use dedicated people and clever technology to safeguard our platform. Here are 8 tips for writing great reviews. Keep in mind, you must make your regular monthly payments on time because if you miss a payment or are late, you no longer qualify for the promotion. Great customer service. I saw the payoff amount on the app and went right to work. Credova made it easy!!!! For Shoppers Ready, set, go! Financing Redefined! This was my third time utilizing Credova. option, you know your terms up front and can shop for what you want, when you want and then pay over time. Hi Thomas, What a great review! 4809 N Ravenswood Ave, Suite 419 Chicago, IL 60640 . Will NOT be using this service nor recommending it in the future.Reply to Credova. Anyone can write a Trustpilot review. Hope you have a great day! Do not I repeat do not use Credova i found out the hard way that I should of read reviews and read a little further In to the fine print you will pay 2 times the cost of what your buying the charge you double what the item is by the time you pay it off I spent 400 and some change and was told my pay was 900 and some change days after purchasing through These crooks I could have paid cash but was stupid thinking I was keeping money in my wallet while getting what I wanted by using credova only to realize I just spent twice the amount I wanted to stay away from them pay cash or use someone else you dont need what ever it is that bad run run as fast as you can ! Do you mind reaching out to our team via email at info@credova.com so we can best assist you and look into this further to ensure its been resolved? Verification can help ensure real people write reviews about real companies. Hi Rob, We're so glad you can relax a bit more and have a better work/life balance. I will not be using them for future purchases and want as many people as possible to know how they are. Will not use Credova again, Hi Bob, Thank you for writing the team. We do see you were able to speak with Monterey regarding your payments, however, we are always open to feedback and would like to learn more about your experience. Have an awesome week! Didnt realize I was doing a lease as the gun shop BudsGunShop.com advertised as many do as financing. While this can be done, there is a $10 fee for each additional payment beyond the auto-draft payment. Average of 428 Customer Reviews. Needed assistance switching merchants upon completion of first purchase attempt; item was not exactly what I needed from first merchant. This is often expressed over an annual basis commonly referred to as the annual percentage rate (APR), With a RISC, the system considers more than just your credit and your interest rate will vary based on the information provided. There are two ways of making payments without the processing fees, either by ACH and by mailing your payment. Im happy that they approved me for my purchase, but with their option I purchased something that was 1600$ financed and the amount that will have been paid at the end was 3800$. I did not get it. The interest rates and payment options are just gut wrenching (way to high). Paid my loan back early and they gave me a pre-approval 3 days after I paid it off. Its honestly great! With the option to pay in 90 days same as cash, I saw it as a no brainer. The interest rate is the amount charged, as a percentage of principal, by a retailer to a customer for the ability to pay for an item over time. If you have any additional questions please reach out to Monterey Financial at 877-399-6374 or by email at customerservice@montereyfinancial.com they are our billing agency and can assist you further with any questions regarding fees or payment options. I had to change the seller several times because the item I wanted would sell out so fast. I strongly advise you Don't use this option ever. I did the 3 months no interest, but its set for a 6 month payment plan with the monthly amount being 1/6 of the total purchase plus an insane interest rate that kicks in month 4. *No closed end consumer lease offer provides the 90 day promotional interest free period. This is painful and very unprofessional. Very misleading practice. Depending on your application details, we can aprove you between $300 and $5,000. Helps me keep my wife from being angry of buying new tools! You can also email support at info@credova.com or visit the Credova website at www.credova.com and select the Chat feature from the homepage. You purchase something for $900 and over 12 months you will pay 1600. This process worked seamlessly for me. On top of another $15 processing fee. Thank you, Credova., Fast approval, easy to understand terms and conditions, and easily accessed on the retailer's site when checking out! The company providing this should be forcibly closed, and the designer should be charged with fraud or theft.That said, I called and paid off with a credit card. Went back a third time was inside the 90 days went to get the payoff and they informed me that I had not exercised that option in the contract so it wasn't applicable, so I said give me the pay off and I want to be done. THIS IS A SOLICITATION FOR FINANCING PRODUCTS ONLY. Highly recommended!, Good so far had some hang ups with the software from my and called they walked me through the whole process and it lets me keep a lot of money in my pockets while I have the gunAWSOME SAUCE!!! Hi Thomas, What a great review! If youre unable to pay off your contract within the 90 day promotional period, youll be responsible for the full terms and conditions of your contract. I literally just closed the account like Friday and checked today it shows completed but for some reason they deny me? And I just opened another line of credit a couple days ago. Ill just make extra payments each month for 3 months to make up the amount..so I thought. No closed end consumer lease offer provides the 90 day promotional interest free period. BBB Business Profiles are subject to change at any time. To learn more visit: www.credova.com/financingproviders.. Not all financing products are available in all 50 states. Please review your offer details closely prior to completing your purchase. We're glad to hear you were able to receive your contract easily and make the purchase you were hoping. I have damn near an 800 credit rating and they are wanting 402.00 of interest and fees for a 600.00 item. You can also visit www.credova.com and select the Apply Now button in the top right corner. It was incredibly easy and quick. Wont be using Credova again. They went back and reversed the last two charges but in one word - deceptive. *Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. this is the 3rd time I've used Credova and the quality of service is exceptional!! Keep in mind that you may quickly take care of a number of routine account updates, such as paying your bill and checking your balance through CREDO Mobile's helpful short codes or by simply signing into CREDO Mobile member services. Credova Financial, LLC, NMLS ID 1818530. If you sign up and download Credova's app, you can easily track your activities, payment history, and contracts. Pay off your principal within the 90-day promotional period and you pay no interest. With Credova's easy to use buy now, pay later payment If youd like to payoff your contract early, but its past the 90 days of promotional financing, then youll pay interest up until that point at which you payoff the remainder of your principal. However, payments over the phone or online will always incur a $10 charge. Don't buy firearms from any major sites using Credova, they are crooked. -Team Credova. Visit Website. Still cheaper than the insane interest rate, but also still ridiculous. Please review your offers carefully prior to completing your agreement. 2023 Credova Financial, LLC. I am being charged a $10 service charge every single time I make a payment on this loan. Not at all. Thanks for taking the time to review us, it sure means a lot. 515 W Aspen St Ste 200C. Terms of service can be found at www.credova.com Review credova disclosures and offer details within the Credova API. I'm amazed that I can get a loan to buy a semi-automatic firearm. Felt secured and I would definitely use again.. Called to see what that was about, and they informed me that I did not call back and confirm I was paying it off even though I told them I was, and they heard me ask for the payoff and saw it post the same day. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Get outside and get exploring today with Credova. There are two ways of making payments without the processing fees, either by ACH and by mailing your payment. Reply from Credova. Without them I may not have been able to get the item I wanted. Hi Tammy, We're glad to see you have a great time using Credova for the first time. You are able to buyout of your contract at anytime. No closed end consumer lease offer provides the 90 day promotional interest free period. Read Customer Service Reviews of credova.com | 4 of 27 - Trustpilot. Credova is a consumer financing platform for online lenders that provides its users with consumers as well as business loans. Very confused right now I love this company I have purchased 2 off them back to back my wife has used them twice back to back never a missed payment always payoff early I just paid off my account the other day it shows completed so I went applied for new credit excited to get a new addition to my collection only to be denied and I cant imagine why? Customer service was great as well. Absolutely horrible I used credova just to see if I would want this on my website the experience is terrible. 100% INTEREST RATE THEY DONT PROVIDE YOU WITH UNTIL YOU SIGN THE CONTRACT!!!! Thanks! Man was it easy! Companies can ask for reviews via automatic invitations. We're excited for whatever adventure you choose next! In an attempt to understand what information was assumed to be on my consumer report was illegally done. They want to charge me over 2K for a purchase that cost less than 1K. Opened 02/22 (pandemic closures) credit balance of $6,603 not my debt. You would think the more accounts you have with them over the years the more theyd approve you building trust but apparently not. Rainier Arms on Twitter Thanks again, Credova gave me an opportunity to own products that I would not have been able to afford if I had to pay for them outright in full. Ill end up paying $30 extra to make additional payments during these 3 months. One of the easiest financing programs I've ever used. These fees represent the premium charged by the lessor for allowing you to lease an item and will vary depending on customer approval information. Its honestly great! This means, you will have to pay any and all incurred interest. Whether you are using a RISC or closed-end consumer lease, you can payoff your balance at anytime and there are never any prepayment penalties! Terms and conditions dependent upon the applicants credit profile. For all those reading this, Credova is a predatory loan company that should not and cannot be trusted. THANKS CREDOVA!! STEP 2 See how much you can spend Get approved without affecting your credit score. Financing Redefined! . I have been nothing but a great customer to them. Better yet. In July I made a purchase using credova made my monthly payment never late all payments wer before using credova app, the last payment was made in December I received notifications it was done. -Team Credova. This process worked seamlessly for me. Copyright 2023 Apple Inc. All rights reserved. I made a purchase from Guns.com on August 5th using Credova thinking I'll take advantage of the 90 day interest free option which is a scam as Credova passed my contract over to ******** Financial and paying off my loan is impossible. Got the email where to pay threw Credova. Mar 1, 2023. Hi Tardieu, thank you for the thoughtful recommendation. Customer Reviews are not used in the calculation of BBB Rating. Rate and information provided are subject to underwriting guidelines and applicants creditworthiness as established by their credit profile. Went back a third time was inside the 90 days went to get the payoff and they informed me that I had not exercised that option in the contract so it wasn't applicable, so I said give me the pay off and I want to be done. I was able to get my item processed in minutes. I would recommend them to everyone. Email us anytime and we will get back to as soon as possible. I would use this financial institution again.

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