This is another area where the focus on customer service makes all the difference at Lyon Financial. More than just a pool loan, because it's so much more than just a pool. Accessory Dwelling Units (ADUs) are add-on living areas You no doubt come across all kinds of customers who Every client deserves to hear about their financing Offering financing for your contracting customers can We know youre busy. Amazing service end to end! So happy to work with them and would recommend to anyone. I also enjoy how responsive your company is with me as well., "HFS Financial has been awesome. Viking Capital. You could bring your friends together over the summer by hosting pool parties. Your APR and monthly payment may differ based on loan purpose, amount, term, and your credit profile. I will definitely be using them for any future projects and will be referring them to friends. Terms, amounts, and APR may differ based on loan purpose and credit profile. Explore The Best Of Both Worlds A 25-Mile Journey To Stockbridge Michigan. However, if you have good credit and meet all of the requirements, you should have no problem getting approved. Some lenders may offer you financing if you have fair or poor credit, however you may have to pay a lot more over time due to higher interest rates. This may be a good task for a web developer, or feel free to reach out to your HFS contractor success manager and we will take care of this process for you. To set up your HFS widget, you first need to download it directly from our website. While we are located in Maryland, we do conduct business in all 50 states. Everything is detailed for your customer upfront. As a nationwide provider of swimming pool and home improvement loans, were able to access a wide array of financial programs. BBB Business Profiles generally cover a three-year reporting period. Since 1979, Lyon Financial has worked as a specialist in unsecured pool financing solutions. Maximum loan amount of $75,000. Once the process is started, it is a very quick turn around and the customer has the money directly in their account ready for the pool build to begin.. A cash-out refinance might make sense if youre able to get a lower interest rate than your current mortgage. The only complaint I could find was that someone felt like they were being pushed into a higher loan rate than they were comfortable with. Personal loan terms generally range from about two to 12 years though some pool loans can have terms up to 20 years or more. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. Its a great way to build customer loyalty. If you stop making payments and default on your loan, you dont have to worry about your house being foreclosed though the lender still could sue you. This post on Budget Planning may be helpful. With HFS Financial, you spend more time thinking about how to improve your home and less time worrying about am I getting a good rate?how is the financing coming along? With HFS, you can rest assured you will be provided with industry leading loan terms and the best customer service experience possible. HFS Financial is not responsible or liable for any products, services, information,or other materials displayed, purchased, or obtainedbecause ofor in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification,loan,or interest rate analysis. Use their 60 second loan application to kick off the loan process. They provide great customer service to our clients, they close the loans quickly, and the level of communication with us is outstanding. At 118 Morlake Dr Suite 202, Lyon Financial Reviews has offices in Mooresville, NC. They provide a simple application process and efficient funding to keep our clients moving toward their dream backyard., Ari and team have a been a pleasure to work with. Offering contractor financing sounds complicated, but its dead easy. Ideally, we like to see a DTI of 50 percent or less (including the loan amount being requested). Dear Penny: Am I Nuts to Take Out a Mortgage on the Home I Just Paid Off. Pool Rx works with Lyon Financial and HFS Financial to offer pool financing options for you to finance your backyard dream. BBB Business Profiles are subject to change at any time. That's why we offer flexible and convenient financing options, subject to approved credit. Thanks for all the advice! The Big Three reporting bureaus make it easier than ever to get accurate and up-to-date information on your credit. Our motto is: You Dream It, We Finance It.. Our automated updates and contractor support representatives keep you informed when a customer applies, and well also let you know if theyre approved or denied. Thanks, HFS!, HFS has provided loans for customers in a prompt timely manner for us. HFS Financials amazing customer care team is always available to answer any questions your customers may have. We use cookies to optimize our website and our service. This will help you stand out from the competition and acquire more customers than ever before. The technical storage or access that is used exclusively for statistical purposes. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. HFS's platform [] Loan Example: A loan for $60,000 with a fixed rate of 6.99% and an APR of 7.37% for a term of 20 years would result in 240 payments of $478.76, assuming the applicant(s) do not pay off the loan early. Industry Leading Service from your Contractor Success Manager. The lowest interest rates are reserved for those with excellent and substantial credit. Personal Home Improvement Loans. If You Have More Than $1,000 in Your Checking Account, Make These 9 Moves, This 10-Day Savings Challenge Is Going Viral By Making People Richer, The 9 Biggest Money Secrets Most Rich People Wont Tell You. Ideally, youll want to have a credit score of 700 or higher to get the best interest rates for pool financing. That makes the APR on their fixed rate of 6.75% about a point higher. Although we do not offer in-house financing at Allison Landscape and Pool Company, we do work with banks and other financial institutions when it comes to financing your pool project. Financing with HFS Financial is easy and convenient for customers, which means your customers will come back to you time and again. I will recommend HFS Financial and Adam and Jamie team anytime. Subject to change. Here are a few key features of the LightStream program: Apply at www.SwimmingPool.com/LightStream, Your email address will not be published. Ill definitely use them again for my next outdoor project! Lyon Financial Lyon Financial Lyon Financial. Customers love having options when it comes to how they pay for products or services and HFS Financial makes it easy for your business to become a frontrunner in your area. You dont have to worry about whether or not a customer will be eligible or if the bank will approve their loan. The swimming pool youve always envisioned can be yours once you complete this pre-application. A conditional approval is available within 24 48 business hours. Then they can pay you directly with no delay. BBB Business Profiles may not be reproduced for sales or promotional purposes. After that your interest rate could go up to 18% or more. Did mine through HFS Financial..unsecure loan at around 7% APR took a total of like 3 weeks. Lyon Financial will never access or sell your credit card information. Application process was easy and decisions arrived on-time. People with poor credit may require a larger loan if they need it. After working with contractors for so long, we know what a game-changer that is. Thanks again. Their well-earned reputation is hard to deny! Lyon Financial has long enjoyed an outstanding reputation for a couple reasons: we believe in what we are doing, we never forget we are in the business of families, and we have consistently served up the same quality customer service as we have since Day One. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. HFS will check your credit report and income when you apply for a loan. Every customer can rest assured that when they choose your contractor financing, they are getting a reliable and secure solution from a trusted partner. Dont forget that we also specialize in helping our clients secure home improvement loans too! Make sure any additional work like constructing safety fencing is included in your estimate. Our simple and easy-to-use Check My Rate quickly allows them to get an idea about what their terms will be and estimate their payment. We did a 20 year fixed loan and they found us a rate at 5.99%. Well guide you through the process. Learn how your comment data is processed. Quick online application. You are using an out of date browser. Adam Sidle and Jonathan Kahl made the journey simple and effortless. Advertised terms are subject to change without notice. What kind of financing text should I put on my website? Your customers will know upfront how much they are approved for, the scope of the project they can afford, and the way the funds will be received. Those with a good credit score and little or no money are ideal candidates for quick start loans. Who doesnt love a relaxing dip in the swimming pool on a sweltering, hot day? Unlike many banks and credit unions, our experience is unique to swimming pools, not just any type of loan. And by training your staff to talk about financing when speaking to potential customers and clients, you can have a continual source of funding coming through to support your business. When you want to grow your business, talking to your customers more about financing should be at the top of your business plan priorities. Loans 100% Up-Front For a better experience, please enable JavaScript in your browser before proceeding. I dont remember the loan type but I know we did not have any closing costs. BBB is here to help. That said, it is not impossible to get approved for a loan from Lyons Financial, but it may be more difficult than going through a less reputable lender. Hi,If you have funded a loan through HFS please know that all loan terms are always fully disclosed prior to approval and funding. Signed contract with Lyon financial in 12/2019 unbeknownst to us or never explained that ********** would own the loan. And when three out of four of your potential customers are searching for financing, you want to be the solution they are looking for. Explain the benefit of having no surprises when it comes time to pay off the loan. The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user. The technical storage or access that is used exclusively for statistical purposes. Our mission is also to help contractors get paid easier, reach more customers by offering financing, and build their businesses. That lender in turn runs their own check. APR, terms, and loan amounts may differ based on loan purpose and credit profile. Financing Your Pool. Up to 30 Year Terms I was contacted promptly by Adam with answers to my questions. HFS's platform loans are . National Contractor Success Manager at HFS Financial Dallas-Fort Worth Metroplex. I was looking at HFS too for an unsecured loan. You can direct interested customers right to the HFS Financial widget on your website to start their financing inquiry. Heres How to Cope With Financial Stress. HFS communicates directly with the customer and in a timely manner. Otherwise, people seemed happy with the experience. HFS Financial knows things, Accessory Dwelling Units (ADUs) are add-on living areas like a garage apartment or a tiny home for the backyard. Adam Sidle and the whole team were friendly and informative thru the entire process. Each program pays in at least three stages, from excavation to project completion (as defined in the contract). Only after checking their rates and starting the discussion with HFS Financial will they apply for the right loan for their needs. This downloaded widget can then be used on your website; however, you need to connect it with your personal HFS account first. After getting a quote from you, theyll likely take the price you quoted them to their local bank to find out the terms and monthly payment associated with financing that amount. I worked with Jason Sidle for my loan. We used to use Lyon Financial, but HFS is far easier to deal with and we love that we are in control of our payment schedule. Thats where our excellent customer service begins. By using this data, businesses can make more informed decisions . We have served over 100,000 customers since 2004 and are trusted by over 25,000 contractors to help their clients with their financing needs. I ended up. The most common methods are home equity loans and refinancing your home through a bank in your area. With HFS, you can rest assured you will be provided with industry leading loan terms and the best customer service experience possible. Subject to change. Our Contractor Resource Center has your widget ready for download. As soon as the hard inquiry has been completed, a lender will provide you with a pre-approval. The technical storage or access that is used exclusively for anonymous statistical purposes. BBB of Southern Piedmont and Western N.C. BBB reports on known marketplace practices. Unfortunately, many other companies take a customers information and scattershot the request to all their lenders. Nicole Dow is a senior writer at The Penny Hoarder. This is very helpful and I will reach out to the few places recommended by everyone. Feel free to explain how their credit score wont be affected by inquiring about financing. Quick to respond to my clients, personalized and hassle free service. Here at National Pools & Spas, we want to ensure that paying for your outdoor water feature is a comfortable experience. Lyon Financial Vs Hfs Financial. Krystie proactively sent us updates on process and projected timelines and never left us wondering exactly where we were at any given point. Every time we had a question Jamie response was immediately. We also look for any recent negative marks, such as bankruptcies or tax liens. Here at HFS, we dont only exist to help homeowners find financing to bring their dreams to life. Conditions and limitations apply. For Contractors. The whole project funds direct to the customer, up-front. When it comes to high-dollar home improvements, new pools, or even simple renovations, its important to remove barriers that cause your customers to back off on pursuing the project of their dreams. The interest rate on these loans is higher than on other types of loans. When you want to make the most of your financing partnership, its important to talk to every client about home improvement financing. A cash-out refinance is essentially when you replace your existing mortgage with a new mortgage that exceeds what you owe on the house and you take out the difference in cash. One of the ways in which our team helps you to ease the stress from the process of building a swimming pool is our pay-as-you-go financing option. Lyon Financial acts as an Account Manager and is not a lender or a broker. 2023, International Association of Better Business Bureaus, Inc., separately incorporated Better Business Bureau organizations in the US, Canada and Mexico and BBB Institute for Marketplace Trust, Inc. All rights reserved. How to Help Your Customers Get Pole Barn Financing, 4 Reasons You Should Talk to Every Client About Financing, When to Talk About Financing with Your Contracting Customers, How to Answer the Phone as a General Contractor. We dont abandon you just because construction has begun. Because their home improvement loan funds upfront, your customers can quickly and easily access the funds they need and you get paid quickly on your terms. Also, with home equity loans youll face additional fees, like a home appraisal cost and closing costs, so be sure to factor that into your decision making. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you. Auto Pool Cover--looking for opinions/options, With over 300,000 members, TFP is the largest and most influential pool & spa website on the Internet. Unlike personal loans that provide the borrower with the funds upfront, Lyon Financial disburses the funding directly to the pool builder in stages as the project progresses. They did a great job on approving us without any issues. Interest rates can start around 3% and go up to about 36%. Once approved, loans can typically fund in 24 hours with little-to-no documentation required from the consumer. In the Non-Bank Financial Service category. If you want to add a pool to your property, but dont have the cash upfront, you have several options. Click the tabs to the right to learn more about each financing option. While youll only pay back what you borrow, the interest on HELOCs are usually adjustable rates rather than fixed rates. Please click on the links below to fill out a pool . You may be able to use a competitors lower offer to get a lender to reduce their offer even further. HFS Financial does not endorse,warrant,or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. A home equity line of credit or HELOC also taps into the equity you have in your home, but its a revolving line of credit that you can use for several years instead of a loan that provides you with one lump sum of cash. Many of our dealers are now successfully promoting this program to their customers to help grow their business. If you have great credit you can get 6.5% interest on 50K for 10-15 Years and that drops to 6.25% if you do automatic payments. Please consider. Any new postings here are unlikely to be seen or responded to by other members. Lyon Financial is a credit bureau that uses a variety of financial data to help businesses make informed decisions about lending money. Once you know what type of financing youll go with, reach out to multiple lenders so you can compare offers and choose the best deal. "We love working with HFS. 15 Year Term Non-Bank Financial Service HFS Financial HFS Financial Reviews 1,142 Excellent 4.8 VERIFIED COMPANY hfsfinancial.net Visit this website : BS Brandon Smith 1 review US A day ago Great Experience! Maximum loan amount of $75,000. Dear Penny: How Do I Get My Ex-Husbands $10K of Past-Due Alimony? This also ensures that you are not left holding the bag for any financial losses as a result of bank funding delays or denials. HFS motto is You Dream it, We finance it and there motto is exactly on point, I dreamed it and they helped me finance it! It was not disclosed directly to me that they add on this fee, it was slipped into the fine print. Unlike many banks and credit unions, our experience is unique to swimming pools, not just any type of loan. We are proud to offer our unique financing program to those who have served or are currently serving our country. Here at HFS, we dont only exist to help homeowners find financing to bring their dreams to life. In less time than any other home improvement loan process, well have you connected with the project financing you need. Home Improvement Lending Made Simple, offering 100% No Monday Down Financing from $10,000-$100,000, equity not required. If youre able to open a zero-interest credit card and pay the balance back before the zero-interest period expires, paying with a credit card can be a great option especially if its a rewards card thatll give you points, airline miles or cash-back for spending or a bonus just for opening the account. Thanks you both for an amazing experience. We had a great experience with HFS Financial, Adam and Jennifer made the process fast and easy. Payment example: Monthly payments for a $75,000 loan at 4.99% APR with a term of 15 years would result in 180 monthly payments of $592.70. american bass anglers ray scott championship results, dr umar johnson school fdmg, burnt toast raw genetics,

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